Editorial Simplified: The Solution Is Universal| GS – III


Relevance: GS Paper III


Theme of the article

Strengthening the MGNREGA would be more prudent than a targeted cash transfer plan like PM-KISAN.


Why has this issue cropped up?

Rural distress has hit unprecedented levels. To allay  the distress, one of the announcements in the Budget was the cash transfer scheme called Pradhan Mantri Kisan Samman Nidhi (PM-KISAN).


Is PM-KISAN a reasonable solution?

  • Comparison with MGNREGA
    •  A month of MGNREGA earnings for a household is more than a year’s income support through PM-KISAN anywhere in the country.
    • PM-KISAN is a targeted cash transfer programme and MGNREGA is a universal programme.
    • Around 40% of rural households are landless and depend on manual labour. The landless can earn through the MGNREGA but are not eligible for the PM-KISAN scheme.
  • Notwithstanding the meagre amount, the PM-KISAN might be pitting the landless against a small farmer.
  • Further, it is unclear how tenant farmers, those without titles, and women farmers would be within the ambit of the scheme.
  • There is also substantial evidence to demonstrate that universal schemes are less prone to corruption than targeted schemes.

Problems with  implementation of MGNREGA

  • The Centre has frequently tinkered with the wage payments system in the MGNREGA. Less than a third of the payments were made on time.
  • Repeated changes in processes result in a hurried bureaucratic reorientation on the ground, and much chaos among workers and field functionaries alike.
  • Field functionaries are pushed to meet stiff targets. Being short-staffed and inadequately trained, this results in many technical and unforeseen errors.
  • A case in point is the rushed manner in which Aadhaar has been implemented for the MGNREGA. Several MGNREGA payments have been rejected, diverted, or frozen as a consequence.
  • In the last four years alone, more than ₹1,300 crore of the MGNREGS wage payments have been rejected due to technical errors such as incorrect account numbers or faulty Aadhaar mapping. There have been no clear national guidelines to rectify these.
  • There are numerous cases of MGNREGS payments getting diverted to Airtel wallets and ICICI bank accounts.
  • In a recently concluded survey on common service centres in Jharkhand for Aadhaar-based payments, it was found that 42% of the biometric authentications failed in the first attempt, compelling them to come later.

Way forward

  • Strengthening an existing universal programme such as the MGNREGA would have been a prudent move instead of introducing a hasty targeted cash transfer programme.
  • The success of the PM-KISAN is contingent on there being reliable digital land records and reliable rural banking infrastructure.

Conclusion

At a time of such acute distress, the Central government needs to improve the existing      universal infrastructure of the MGNREGA before plunging into a programme pretending to augment farmers’ income.


Essential Facts (Prelims): 12th Feb, 2019


Hotels-50K

Category: Science & Technology

  • Scientists are hoping artificial intelligence can help identify and rescue child victims of sex trafficking via an app and more than a million crowdsourced pictures of hotel rooms.
  • Researchers launched an app in 2016 to collect photographs of 50,000 hotels around the world that could be matched up with online advertisements placed by traffickers, who often use selfies taken by their victims in hotel rooms.
  • Hotels-50K can be used to identify where trafficking victims are being held — and ultimately to rescue them.

India Wage Report

Category: International

  • This report has been released by the International Labour Organisation(ILO).
  • Real average daily wages for skilled agricultural workers increased just by 48 per cent from 1993–94 to 2011–12 while for legislators, senior officials and managers, it increased by 98 per cent over this nearly two-decade-long period, according to this report.

PMSYM

Category: Social sector

  • The proposed pension scheme for the unorganised sector workers — Pradhan Mantri Shram Yogi Maandhan (PMSYM) — with the government as a co-contributor, has put a big question mark on the continuity and growth of the existing flagship pension scheme, Atal Pension Yojana (APY), which is also targeted at the same segment of the population.
  • It has also raised questions about duplication of the government’s pension initiatives.
  • The new scheme, promising Rs 3,000 per month pension, will benefit around 42 crore workers in the sector.
  • In APY, previously known as Swavalamban Yojana and announced in the 2015 Budget, the full contribution is by the subscriber.
  • The new pension scheme has the government as a 50 per cent co-contributor which is not there in the APY.

Skill Loan Scheme

Category: Social sector

  • Government of India has launched “Skill Loan Scheme” with a view to support youth by providing a loan facility to individuals who intend to take up skill development courses as per the Skill Loan eligibility criteria.
  • Skill Loan Scheme is applicable to all the member banks of Indian Bank Association (IBA) and any other bank and financial institution including Micro Finance Institution regulated by Reserve Bank of India (RBI).
  • Bank of India being the lead bank of Ministry of Skill Development & Entrepreneurship has been the first bank to notify and implement such a Skill Loan Scheme.
  • The Loans are available in the range of Rs.5,000/- to Rs.1,50,000/-.

PMEGP

Category: Social sector

  • MSME Ministry is implementing the Prime Minister’s Employment Generation Programme (PMEGP).
  • PMEGP is a major credit-linked subsidy scheme since 2008-09, to set up micro enterprises and to generate employment in rural and urban areas of the country.
  • The maximum cost of the project under PMEGP scheme is Rs.25.00 lakhs for manufacturing sector units and Rs.10.00 lakhs for units under service sector.
  • Under the scheme, women entrepreneurs are covered under Special Category and are entitled to 25% and 35% subsidies for the project set up in urban and rural areas respectively.
  • About 30% projects have been setup by women out of total projects set up under PMEGP.

Swachh Shakti

Category: social sector

  • Swachh Shakti-2019 is a national event which aims to bring in to focus the leadership role played by rural women in Swachh Bharat Mission.
  • Women Sarpanches and Panches from all over the country will be attending the event.
  • Govt launched the Swachh Shakti program first in 2017 at Gandhinagar, Gujarat.
  • The second Swachh Shakti event, Swachh Shakti-2018 was held at Lucknow in Uttar Pradesh.
  • Now the third edition is being inaugurated from Kurukshetra.
  • Swachh Shakti is an example of how at the grass root level, rural women champions are acting as a change agent to mobilize the community and lead from the front women taking initiatives for a Swachh Bharat.
  • The movement is a part of ongoing activities under the aegis of the Swachh Bharat Mission, launched on October 2nd, 2014, at achieving a Clean and Open Defecation Free (ODF) India by 2nd October, 2019.

[ Prelims Crash Course ] NCERT – Foundation Group – 2019


Short Story: – Rajulingam was building a house; He focused on each aspects of building like outer aesthetic, painting, lavish balcony etc. but ignored the foundation part. Mild earthquake came and his home collapsed.

Moral of the story:-

“Never ignore foundation”. One can ignore outer aesthetics but it is imperative to give more attention to the foundation part. NCERTs gives you rock solid foundation. NCERTs are like “Basic Structure” of the constitution, if you compromise with it, the ethos of your preparation/strategy and hence dreams would be compromised. NCERTs are “Keystone Species” of your preparation.

UPSC-CSE is an all India level exams and being a constitutional body it has to keep in mind that all the strata of the society; rich or poor, excluded or included, an aspirant  from Bihar or an aspirant residing in the Karol Bagh’s “posh slums”,  each have equal opportunity and fair chance of cracking this exam. Coaching institute’s monthly magazines are not available in Manipur’s kamjong area but NCERTs are. Pan India presence of the NCERTs makes it the “Gomukh” from where all the “holy” questions asked in the UPSC originates.

 

“One cannot build a great building on a weak foundation”.

              

“If you are done with NCERTs then sky is your limit.” But reading is not enough imbibe them. This program will help candidates in imbibing NCERTS.

Course and Fee description:-

Start Date – 4th March,2019 (Monday)
Program Fee:- 6000 (Exclusive of GST)

PLAN DETAILS


DaySUBJECTNCERTS
1ECONOMYCLASS 9 AND 10 (NEW)
2ECONOMYCLASS 11
3ECONOMYCLASS 11
4ECONOMYCLASS 12 (MICRO ECONOMY)
5ECONOMYCLASS 12 (MACRO ECONOMY)
6ECONOMYSANKARGANESH
7ECONOMYSANKARGANESH
8ECONOMYSANKARGANESH
9ECONOMYSANKARGANESH
10ECONOMYBUDGET
11GEOGRAPHYCLASS 6,7 AND 8 (NEW NCERT)
12GEOGRAPHYCLASS 9 AND 10 (NEW NCERT)
13GEOGRAPHYCLASS 11 AND 12 PHYSICAL GEOGRAPHY (OLD & NEW)

 

14GEOGRAPHYCLASS 11 AND 12 PHYSICAL GEOGRAPHY (OLD & NEW)

 

15GEOGRAPHYCLASS 11 AND 12 PHYSICAL GEOGRAPHY (OLD & NEW)

 

16GEOGRAPHYCLASS 11 AND 12 PHYSICAL GEOGRAPHY (OLD & NEW)

 

17GEOGRAPHYCLASS 11 AND 12 PHYSICAL GEOGRAPHY (OLD & NEW)

 

18GEOGRAPHYCLASS 11 AND 12 INDIAN GEOGRAPHY (OLD & NEW)

 

19GEOGRAPHYCLASS 11 AND 12 INDIAN GEOGRAPHY (OLD & NEW)

 

20GEOGRAPHYCLASS 11 AND 12 INDIAN GEOGRAPHY (OLD & NEW)

 

21GEOGRAPHYCLASS 11 AND 12 INDIAN GEOGRAPHY (OLD & NEW)

 

22GEOGRAPHYCLASS 11 AND 12 INDIAN GEOGRAPHY (OLD & NEW)

 

23HISTORYCLASS – 6,7,11 AND 12 (OLD) & CLASS – 6,7 AND 12 (NEW) (ANCIENT AND MEDIEVAL)
24HISTORYCLASS – 6,7,11 AND 12 (OLD) & CLASS – 6,7 AND 12 (NEW) (ANCIENT AND MEDIEVAL)
25HISTORYCLASS – 6,7,11 AND 12 (OLD) & CLASS – 6,7 AND 12 (NEW) (ANCIENT AND MEDIEVAL)
26HISTORYCLASS – 6,7,11 AND 12 (OLD) & CLASS – 6,7 AND 12 (NEW) (ANCIENT AND MEDIEVAL)
25HISTORYCLASS – 6,7,11 AND 12 (OLD) & CLASS – 6,7 AND 12 (NEW) (ANCIENT AND MEDIEVAL)
26HISTORYCLASS – 8 AND 12 (OLD) & CLASS – 8 AND 12 AND SPECTRUM
27HISTORYCLASS – 8 AND 12 (OLD) & CLASS – 8 AND 12 AND SPECTRUM
28HISTORYCLASS – 8 AND 12 (OLD) & CLASS – 8 AND 12 AND SPECTRUM
29HISTORYCLASS – 8 AND 12 (OLD) & CLASS – 8 AND 12 AND SPECTRUM
30HISTORYCLASS – 8 AND 12 (OLD) & CLASS – 8 AND 12 AND SPECTRUM
31HISTORYCLASS – 8 AND 12 (OLD) & CLASS – 8 AND 12 AND SPECTRUM
32HISTORYCLASS – 8 AND 12 (OLD) & CLASS – 8 AND 12 AND SPECTRUM
33SCIENCECLASS 6, 7 AND 8
34SCIENCECLASS 9
35SCIENCECLASS  10
36SCIENCEBIOLOGY
37SCIENCEBIOLOGY
38POLITYCLASS 6,7 AND 8
39POLITYCLASS 9
40POLITYCLASS 10
41POLITYCLASS – CONSTITUTION AT WORK
42POLITYPOLITICAL THEORY
43POLITYPOLITICAL THEORY
44POLITYLAXMIKANT
45POLITYLAXMIKANT
46POLITYLAXMIKANT
47POLITYLAXMIKANT
48POLITYLAXMIKANT
49POLITYLAXMIKANT
50POLITYLAXMIKANT
51ENVIRONMENTBASIC CONCEPT
52ENVIRONMENTBASIC CONCEPT
53ENVIRONMENTBASIC CONCEPT